A home mortgage can be used to acquire a new residence, second home or vacation property. It can also be used to refinance a current loan. No matter the situation, PHL is here to assist you in obtaining the mortgage loans that you need. With over 20 years of experience in the lending industry, PHL is ready to provide you with excellent customer service.
PHL is not only a mortgage broker, but a banker as well. This means that borrowers will have more funding options available to them and are not be limited to one source of financing. When an applicant has more choices for their mortgage loans, they will be able to make a well-informed decision on the program that best fits their needs.
At PHL, home mortgage applicants have the ability to lock-in their rate upfront so that they can save money. Knowing what the interest rate expense will be from the start provides a client with peace of mind. Locking the interest rate could potentially save thousands of dollars.
By dealing with a local lender that can handle the mortgage process efficiently, a client is able to get their money faster. PHL offers a 30-day closing that streamlines the financing process. Unlike large banks, PHL does not let files go untouched for weeks. Using a dedicated staff of loan officers makes life easier and stress-free, eliminating the worry over losing a good deal.
When an individual moves forward with PHL, they will receive personalized attention that is not found at larger banks. Clients are always able to speak with a live loan officer and can receive an update on their home mortgage file on an ongoing basis, as opposed to waiting on an automated system. PHL also understands that clients do not always have the time to make the drive to a lender's office, so in-home evening and weekend appointments are available for mortgage loans.
As the loan process moves forward, a client may have questions along the way. PHL strives to make every detail clear and is more than willing to answer any mortgage inquiries that you may have. As a client, you will have trust and confidence in your loan officer's abilities.
Getting the best home mortgage service is important because mortgage loans are easier to obtain with the right lender. It can make the difference between a successful file and an unsuccessful one. PHL offers the services that you have been looking for and cares about your needs. Contact PHL today to receive more information on their services and programs.